Disclosures
| Fee Type | Amount |
|---|---|
| Paper Statement Fee | $3.00 |
| Visa Gift Card | $5.00 |
| Money Order | $2.00 |
| Official Check (third party) | $3.00 |
| Excessive Withdrawal | $5.00 |
| Plastic Card 1st Replacement (Visa / Debit) | $10.00 |
| Bad Address / Returned Mail | $5.00/month |
| Dormant Account | $10.00/month |
| Account Research | $10/hour |
| Legal Fees (tax levy, garnishment) | $50.00 |
Returned Item
| Fee Type | Amount |
|---|---|
| ACH | $27.50 |
| Stop Payment | $27.50 |
| NSF Fee | $27.50 |
| ODP Fee | $27.50 |
Checking
| Fee Type | Amount |
|---|---|
| Check Replacement | $5.00 |
| Non-Member Check Cashing Fee | $5.00 |
| Close & Reopen New Account | $10.00 |
Copies
| Fee Type | Amount |
|---|---|
| Account Activity Printout | $3.00/page |
| Check | $5.00 |
| Faxed Copy | Long Dist. $1.00 1st page then .50 |
Wire Transfer
| Fee Type | Amount |
|---|---|
| Incoming (domestic) | None |
| Outgoing (domestic) | $20.00 |
Consumer Loans
| Fee Type | Amount |
|---|---|
| Skip Payment | $30.00 |
| Gap Insurance | $485.00 |
| Title Fee | $35.00 |
Cove Federal Credit Union is committed to providing a website that is as accessible as our physical branch locations. We have implemented the recommendations of the Web Content Accessibility Guidelines (WCAG) as published by the Web Accessibility Initiative (WAI) of the World Wide Web Consortium (W3C.) There is no definitive test nor certification of conformance to Level A or Level AA of the WCAG, but we have used a variety of methods for assessing accessibility. If you find a part of the site that you feel does not conform to Level A or Level AA of the WCAG, contact us so that we can rectify it.
- Contact us by phone at (859) 292-9000
- Communicate with us using our website contact form
- Cove Federal Credit Union strives to make every page accessible to users but cannot guarantee that every page fully meets Level A and Level AA guidelines.
- Cove Federal Credit Union has used WCAG guidelines for compliance because they are determined by the W3C, the consortium that makes all guidelines for the Internet, worldwide.
- Some pages have partial conformance due to the use of third-party vendors. Therefore, Cove Federal Credit Union does not claim full, site-wide conformance: instead a partial conformance, as defined by WCAG Level AA 2.0. We cannot ensure conformance of third-party plug-ins and widgets.
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.
These data are available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.