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Traditional IRAs

Consult your tax advisor for full details.

  • Contribution limits are $6,000 for those under 50 years old, and $7,000 for those 50 and over
  • Contributions may be tax deductible*
  • Earnings accrue tax-deferred
  • Fund withdrawals can begin at age 59-1/2
  • Funds may also be withdrawn for first-time home purchase, education expenses or medical expenses*
  • Federally Insured

Roth IRAs

Consult your tax advisor for full details.

  • Contribution limits are $6,000 for those under 50 years old, and $7,000 for those 50 and over
  • Contributions are not tax deductible*
  • Earnings accrue tax-free
  • No mandatory withdrawal at age 70-1/2
  • Funds may also be withdrawn for first-time home purchase, education expenses or medical expenses*
  • Roth funds may be left tax-free to your heirs*
  • Federally Insured

Coverdell Education Savings (formerly the Education IRA)

Consult your tax advisor for full details.

  • Contribute up to $2,000 annually*
  • Contributions are not tax deductible*
  • Earnings accrue tax-free
  • Funds may be used for : College or vocational school tuition, housing, books & supplies (such as a computer)
  • Funds may also be used for some primary and secondary education expenses, such as: Tuition, School Uniforms, Supplies (such as a computer)*
  • Federally Insured

Individual Retirement Accounts

Share Certificates

3-60 Month Certificate.

  • $500 minimum
  • Dividend paid monthly

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