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Just follow these easy steps:

  1. Complete the Skip-A-Pay application. Please note that the primary owner and the cosigner/guarantor must sign the application (if applicable).
  2. Applications must be received no later than November 24, 2023. Deliver the application to the branch or mail: Cove Federal Credit Union Attn: Skip-A-Pay 577 Dudley Rd Edgewood, KY 41017 or Email application to
  3. There is a $30.00 processing fee for each loan payment you choose to skip. Pay with cash, or check, or authorize payment to be pulled from your account.

How it Works

Debt Protection premium charges (if applicable) and interest will continue to accrue on your loan during the waived payment period. Your loan maturity date will be extended when your payment is deferred. Notice to members with GAP on their vehicle loans: Use of Skip-A-Pay more than five (5) times during the life of your loan may affect a future GAP claim payoff. All other terms and conditions remain the same.

Skip Payments on These Loans

Using this form, you may Skip-A-Pay on your loan payment for the month of December 2023. *Mastercard Credit Cards, Mortgages, and HELOC Loans are excluded from this program. Other restrictions may apply.

Or call us 1-859-292-9000