In Response to the Covid-19 Virus
To Our Members:
The management team at Cove Federal Credit Union is monitoring the impact of COVID-19 (Coronavirus) on an ongoing basis. Our focus is to make sure that we continue to meet the financial needs of our members and to take the necessary precautions to protect the health of both our employees and members. Cove continues to provide the service you have come to expect.
Cove offers a wide array of digital services that enable our members to conduct business outside of our office that includes: (numerous fee-free ATMs, online banking, online bill-pay, remote deposit capture, debit card, shared branching network, wire transfer, and ACH services). Cove can accept and process loan applications online through our website or over the phone through our call center (859-292-9000). Loan documentation can be completed with our electronic signature capabilities.
We are diligently keeping our office and work areas clean with proper disinfectants and cleaning agents. Employees have been instructed that if they don’t feel well, they must stay home. If you don’t feel well and have a need to conduct business, we encourage use of our digital services or drive-thru banking. Many services can be performed remotely. Contact our call center with any questions.
We stand ready to work with those members who are facing financial difficulties as a result of loss of income as well as those experiencing health issues related to COVID-19. Special circumstances require special solutions.
Finally, beware of scammers trying to take advantage of the COVID-19 crisis. Phishing scams related to COVID-19 are on the rise. If you are unsure about a suspicious email, text message or phone call, please do not hesitate to contact our office.
Thank You,
Thomas W. Burns
Chief Executive Officer

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2023 Fuel Economy Guide
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2022 Diaper & Wipes Drive
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We Are Collecting Hats & Gloves for Adults
Items will be distributed to tri-state congregations of all denominations by the free Health Ministries and Faith Community Nursing program of St. Elizabeth Healthcare. -
TIPS FOR ONLINE HOLIDAY SHOPPING
U.S. Department of Homeland Security - TIPS FOR ONLINE HOLIDAY SHOPPING. With more and more people doing their holiday shopping online, the U.S. Department of Homeland Security has issued some general tips to keep shoppers safe. -
Auto Talk Summer 2021
The Easy Guide to Buying a Car Congratulations! You’ve decided to buy a new or pre-owned vehicle. This can be an exciting step in your financial future, even with a number of important decisions along the way. Here are some quick points to make the most of your auto buying process. -
Auto Talk Spring 2021
The Easy Guide to Buying a Car Congratulations! You’ve decided to buy a new or pre-owned vehicle. This can be an exciting step in your financial future, even with a number of important decisions along the way. Here are some quick points to make the most of your auto buying process. -
2021 Winter Newsletter
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2020 Fall Newsletter
Summer Newsletter discusses Cove's Seminar: College Scholarships, Breast Cancer Awareness Month: Take A Pen - Spread the Word, and Move & Save Auto Loans. -
2021 Diapers & Wipes Drive
The annual Diapers and Wipes drive supports St. Elizabeth's Baby Steps Program, which provides education and support to women with opiate use disorder. -
2020 Summer Newsletter
Summer Newsletter discusses Cove's Scholarship Recipients, Diaper & Wipes Drive and COVID Scams article. -
2020 Spring Newsletter
Spring Newsletter discusses Coves Covid-19 responses, 2020 Scholarship Progame and Board of Directors Nominations. -
Protect Yourself Watch out for These Top Internet Scams
Internet scams are constantly evolving. As long as there are heartstrings to tug, con-artists around the world are targeting a computer or mobile device near you. Knowledge of the most common internet scams, and what you can do to safeguard your personal information and wallet,can save you heartache and money. Here are some common scams that continue to evolve -
REGULATION D LIMITATIONS
Federal regulations require financial institutions to closely monitor withdrawals made from a savings or money market deposit account. As non-transactional accounts, savings and money markets must adhere to the Federal Reserve Bank's Regulation D, which stipulates that no more than a total of six transfers or pre-authorized withdrawals may be made from each account to another account or to a third party in any month. -
Please give some HUGS this holiday season
Cove is partnering with St. Elizabeth Healthcare Missions and Pastoral Care to give HUGS to people in need this holiday season. Collecting for adults and children, new Hats, Underwear, Gloves and Socks (HUGS) is a special way for Cove and its members to give back to our community. -
Credit Unions vs. Banks
At Cove Federal Credit Union, we know that choices matter, and we understand that your choice of financial institution is an important one. A common question we hear from prospective members is, what are the differences between a credit union and a bank? Below, we’re sharing a few of those key differences. -
Celebrate National Credit Union Youth Month
It’s never too early to start learning how to manage money! Let us assist you in starting the young people in your life off on the right foot. In celebration of April being designated as National Credit Union Youth Month, we’ve created a list of tips for you to consider when teaching your children about finance. -
Cyber Security Tips to Protect Yourself
At Cove, member safety is a top priority. Over the last several years, we have all heard about organizations like Target and Home Depot that have experienced a data breach. While Cove has never experienced a breach, it’s always important to know you are doing everything you can to protect your personal financial information. -
Four Ways to Spend Your Tax Return this Year
Deciding how to spend your tax return can be a daunting task. Do you make a big purchase, put it all in savings, or is it better for you to invest? There are many options available, and we are here to help you navigate them all. -
Fighting Addiction
In Northern Kentucky by Helping Moms It’s no secret Northern Kentucky has been hit hard by the opioid epidemic. In 2016, Northern Kentucky had 1,584 heroin overdose visits at St. Elizabeth emergency departments. There were more than 200 drug-related overdose deaths and more than 200 babies born to addicted mothers. -
Saving Strategies
A Beginner’s Guide to Saving More Each Month At Cove Federal Credit Union, we know that saving money can seem like a daunting task, especially if you don’t have a lot of expendable income left once the bills are paid. If you want to start saving, but aren’t sure where to start, read on.